112 W Homer Adams Parkway
Alton IL 62002
705 Kansas, Suite B
Bethalto IL 62010
What is Title Insurance?
Title insurance is your policy of protection against loss if a covered defect such as fraud and forgery, defective deeds, confusion due to similar or identical names and clerical error in records is found and results in a claim against your property. This defect could result in someone else having a valid claim against your property.
How Does Title Insurance Protect You?
If a claim is made against your property, your title insurance will, in accordance with the terms of your policy, assure a legal defense. Also, if the claim proves to be valid, you will be reimbursed for your actual loss up to the face amount of the policy.
What Risks are Covered?
Depending on your policy, coverage typically protects against: